health insurance - health insurance for the Self Employed

Health Insurance - health insurance - health insurance for the Self Employed

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A self-employed man often has lots of questions about taxes and insurance. These industries can be very confusing to the midpoint person, especially a man that is busy with trying to build a successful business. Out of these two subjects that often plague a self-employed person, health insurance is probably the most expensive, and the least explained. The cost of medical insurance for the self employed could ruin the whole business. There are several ways a self-employed personel can have medical insurance coverage.

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Health Insurance

A current medical insurance plan provided by an employer can be extended after employment termination straight through Cobra (Consolidated Omnibus budget Reconciliation Act of 1985) which allows health insurance extensions of as much as 18 months after the last day of employment. A health insurance high risk pool gives families or individuals with pre-existing medical conditions the capability to buy special health insurance plans that are state-sponsored. Thirty four states have one of these high risk pools, such as the Texas high risk pool and the Florida high risk pool. Another option is to buy a course on the open market. An individually underwritten course can be easy to find if the self-employed man and his family have a clean health history. If the self-employed man is married and his spouse is covered under a company's group health insurance plan, the self-employed man should be able to be added to the policy. Typically the prices for family medical insurance plans are economy than those plans in the inexpressive market. Some states have guaranteed-issue health insurance, which is when companies that are active in the state offer insurance coverage to all employees, regardless of health status. Self-employed population can also take a look at Medicaid insurance,

A course needs to be found that will offer a mix of benefits and costs that work best for the personel and his family. A plan should be chosen based on the number of benefits that will safe the family as well as the person's assets. A self-employed man does not usually have a lot of money to pay for such high insurance premiums at the starting of his career.

When shopping for medical insurance, know ahead of time which options are needed the most for the family or individual. Shop colse to for the best prices for the best packages that will wholly meet all the needs of the self-employed man and his family. It is also a good idea to quest for specific state related health insurance plans.If you need aid in locating single coverages at a pre-determined price, we can help save 50% on health insurance.

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